Call reports 2015
BAXTER STATE BANK, THE — 2015
What BAXTER STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 26,692,000 | 28,025,000 | 28,051,000 | 28,866,000 |
| Total loans | 16,799,000 | 17,267,000 | 17,735,000 | 17,896,000 |
| Allowance for loan losses | 436,000 | 434,000 | 412,000 | 412,000 |
| Securities available for sale | 6,227,000 | 6,595,000 | 6,623,000 | 5,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,664,000 | 18,309,000 | 18,359,000 | 19,358,000 |
| Interest-bearing deposits | 13,203,000 | 12,327,000 | 12,121,000 | 11,826,000 |
| Noninterest-bearing deposits | 6,461,000 | 5,982,000 | 6,238,000 | 7,532,000 |
| Equity capital | 6,225,000 | 6,271,000 | 6,374,000 | 6,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 645,000 | 992,000 | 1,336,000 |
| Interest expense | 7,000 | 15,000 | 24,000 | 36,000 |
| Net interest income | 319,000 | 630,000 | 968,000 | 1,300,000 |
| Noninterest income | 53,000 | 161,000 | 225,000 | 290,000 |
| Noninterest expense | 304,000 | 629,000 | 951,000 | 1,283,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 162,000 | 242,000 | 307,000 |
| Income tax | -1,000 | 2,000 | 6,000 | 12,000 |
| Net income | 69,000 | 160,000 | 236,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,491,000 | 5,576,000 | 5,652,000 | 5,492,000 |
| Total capital | 5,693,000 | 5,725,000 | 5,814,000 | 5,658,000 |
| Risk-weighted assets | 15,960,000 | 11,616,000 | 12,703,000 | 13,043,000 |