Call reports 2014
BAXTER STATE BANK, THE — 2014
What BAXTER STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 27,061,000 | 30,336,000 | 27,423,000 | 27,615,000 |
| Total loans | 16,178,000 | 16,508,000 | 16,742,000 | 16,303,000 |
| Allowance for loan losses | 438,000 | 438,000 | 436,000 | 436,000 |
| Securities available for sale | 3,867,000 | 5,670,000 | 6,356,000 | 6,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,302,000 | 23,267,000 | 19,753,000 | 20,689,000 |
| Interest-bearing deposits | 13,791,000 | 15,400,000 | 13,543,000 | 13,371,000 |
| Noninterest-bearing deposits | 6,511,000 | 7,867,000 | 6,210,000 | 7,318,000 |
| Equity capital | 6,044,000 | 6,313,000 | 6,398,000 | 6,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 311,000 | 642,000 | 984,000 | 1,305,000 |
| Interest expense | 7,000 | 17,000 | 25,000 | 32,000 |
| Net interest income | 304,000 | 625,000 | 959,000 | 1,273,000 |
| Noninterest income | 69,000 | 314,000 | 380,000 | 391,000 |
| Noninterest expense | 324,000 | 642,000 | 944,000 | 1,298,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 44,000 | 292,000 | 390,000 | 361,000 |
| Income tax | -2,000 | 6,000 | 13,000 | 19,000 |
| Net income | 46,000 | 286,000 | 377,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,370,000 | 5,611,000 | 5,702,000 | 5,417,000 |
| Total capital | 5,588,000 | 5,840,000 | 5,926,000 | 5,639,000 |
| Risk-weighted assets | 17,232,000 | 18,141,000 | 17,721,000 | 17,530,000 |