Call reports 2013
BAXTER STATE BANK, THE — 2013
What BAXTER STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 28,518,000 | 27,505,000 | 26,657,000 | 28,707,000 |
| Total loans | 16,974,000 | 17,088,000 | 16,845,000 | 16,943,000 |
| Allowance for loan losses | 423,000 | 422,000 | 430,000 | 430,000 |
| Securities available for sale | 5,439,000 | 5,243,000 | 4,937,000 | 3,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,817,000 | 20,804,000 | 19,889,000 | 22,008,000 |
| Interest-bearing deposits | 14,470,000 | 14,317,000 | 13,488,000 | 13,316,000 |
| Noninterest-bearing deposits | 7,347,000 | 6,487,000 | 6,401,000 | 8,692,000 |
| Equity capital | 6,070,000 | 6,040,000 | 6,079,000 | 5,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 641,000 | 963,000 | 1,292,000 |
| Interest expense | 9,000 | 20,000 | 28,000 | 36,000 |
| Net interest income | 316,000 | 621,000 | 935,000 | 1,256,000 |
| Noninterest income | 54,000 | 108,000 | 160,000 | 212,000 |
| Noninterest expense | 321,000 | 651,000 | 978,000 | 1,312,000 |
| Provision for loan losses | 5,000 | 13,000 | 20,000 | 25,000 |
| Pretax income | 44,000 | 65,000 | 97,000 | 131,000 |
| Income tax | 1,000 | 2,000 | 5,000 | 8,000 |
| Net income | 43,000 | 63,000 | 92,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,345,000 | 5,365,000 | 5,393,000 | 5,325,000 |
| Total capital | 5,577,000 | 5,597,000 | 5,620,000 | 5,556,000 |
| Risk-weighted assets | 18,399,000 | 18,379,000 | 17,957,000 | 18,306,000 |