Call reports 2012
BAXTER STATE BANK, THE — 2012
What BAXTER STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 27,906,000 | 27,913,000 | 27,156,000 | 30,017,000 |
| Total loans | 15,778,000 | 15,441,000 | 15,676,000 | 16,315,000 |
| Allowance for loan losses | 413,000 | 415,000 | 416,000 | 418,000 |
| Securities available for sale | 5,617,000 | 5,995,000 | 6,065,000 | 5,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,363,000 | 21,282,000 | 20,468,000 | 23,252,000 |
| Interest-bearing deposits | 13,954,000 | 14,450,000 | 14,075,000 | 14,241,000 |
| Noninterest-bearing deposits | 7,409,000 | 6,832,000 | 6,393,000 | 9,011,000 |
| Equity capital | 5,982,000 | 6,041,000 | 6,090,000 | 6,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 617,000 | 937,000 | 1,258,000 |
| Interest expense | 18,000 | 36,000 | 54,000 | 67,000 |
| Net interest income | 285,000 | 581,000 | 883,000 | 1,191,000 |
| Noninterest income | 100,000 | 173,000 | 242,000 | 324,000 |
| Noninterest expense | 340,000 | 644,000 | 973,000 | 1,293,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 110,000 | 152,000 | 222,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 42,000 | 104,000 | 143,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,233,000 | 5,296,000 | 5,335,000 | 5,401,000 |
| Total capital | 5,449,000 | 5,514,000 | 5,556,000 | 5,635,000 |
| Risk-weighted assets | 17,273,000 | 17,289,000 | 17,524,000 | 18,503,000 |