Call reports 2010
BAXTER STATE BANK, THE — 2010
What BAXTER STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 24,970,000 | 25,381,000 | 25,309,000 | 26,582,000 |
| Total loans | 12,352,000 | 12,366,000 | 14,502,000 | 12,277,000 |
| Allowance for loan losses | 389,000 | 377,000 | 372,000 | 344,000 |
| Securities available for sale | 7,303,000 | 7,428,000 | 6,774,000 | 5,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,978,000 | 17,302,000 | 16,698,000 | 18,554,000 |
| Interest-bearing deposits | 12,213,000 | 12,683,000 | 11,955,000 | 14,080,000 |
| Noninterest-bearing deposits | 4,765,000 | 4,619,000 | 4,743,000 | 4,474,000 |
| Equity capital | 4,546,000 | 4,604,000 | 4,626,000 | 4,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 607,000 | 890,000 | 1,172,000 |
| Interest expense | 74,000 | 146,000 | 218,000 | 287,000 |
| Net interest income | 243,000 | 461,000 | 672,000 | 885,000 |
| Noninterest income | 65,000 | 123,000 | 184,000 | 245,000 |
| Noninterest expense | 267,000 | 513,000 | 771,000 | 1,038,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 41,000 | 71,000 | 93,000 | 100,000 |
| Income tax | 0 | 0 | 0 | -3,000 |
| Net income | 41,000 | 71,000 | 93,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,381,000 | 4,411,000 | 4,433,000 | 4,393,000 |
| Total capital | 4,569,000 | 4,597,000 | 4,644,000 | 4,585,000 |
| Risk-weighted assets | 14,864,000 | 14,770,000 | 16,776,000 | 15,276,000 |