Call reports 2009
BAXTER STATE BANK, THE — 2009
What BAXTER STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 28,542,000 | 27,948,000 | 26,802,000 | 26,363,000 |
| Total loans | 15,310,000 | 13,201,000 | 12,801,000 | 12,463,000 |
| Allowance for loan losses | 402,000 | 402,000 | 359,000 | 389,000 |
| Securities available for sale | 8,776,000 | 6,675,000 | 7,420,000 | 6,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,072,000 | 20,019,000 | 18,750,000 | 18,403,000 |
| Interest-bearing deposits | 14,686,000 | 14,915,000 | 14,124,000 | 13,072,000 |
| Noninterest-bearing deposits | 5,386,000 | 5,104,000 | 4,626,000 | 5,331,000 |
| Equity capital | 4,336,000 | 4,461,000 | 4,580,000 | 4,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 738,000 | 1,063,000 | 1,390,000 |
| Interest expense | 112,000 | 211,000 | 292,000 | 369,000 |
| Net interest income | 264,000 | 527,000 | 771,000 | 1,021,000 |
| Noninterest income | 61,000 | 144,000 | 199,000 | 256,000 |
| Noninterest expense | 261,000 | 515,000 | 756,000 | 1,074,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 156,000 | 214,000 | 203,000 |
| Income tax | 135,000 | 135,000 | 135,000 | 135,000 |
| Net income | -71,000 | 21,000 | 79,000 | 68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,202,000 | 4,294,000 | 4,352,000 | 4,341,000 |
| Total capital | 4,460,000 | 4,492,000 | 4,544,000 | 4,531,000 |
| Risk-weighted assets | 20,503,000 | 15,731,000 | 15,194,000 | 15,100,000 |