Call reports 2008
BAXTER STATE BANK, THE — 2008
What BAXTER STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 29,970,000 | 30,369,000 | 28,166,000 | 29,674,000 |
| Total loans | 16,919,000 | 17,416,000 | 17,499,000 | 16,395,000 |
| Allowance for loan losses | 323,000 | 309,000 | 588,000 | 555,000 |
| Securities available for sale | 4,720,000 | 5,789,000 | 7,613,000 | 7,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,284,000 | 21,754,000 | 19,730,000 | 21,085,000 |
| Interest-bearing deposits | 15,366,000 | 15,493,000 | 14,558,000 | 16,009,000 |
| Noninterest-bearing deposits | 5,918,000 | 6,261,000 | 5,172,000 | 5,076,000 |
| Equity capital | 4,632,000 | 4,613,000 | 4,345,000 | 4,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 919,000 | 1,349,000 | 1,752,000 |
| Interest expense | 205,000 | 384,000 | 552,000 | 685,000 |
| Net interest income | 288,000 | 535,000 | 797,000 | 1,067,000 |
| Noninterest income | 62,000 | 120,000 | 186,000 | 242,000 |
| Noninterest expense | 276,000 | 553,000 | 838,000 | 1,187,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 300,000 |
| Pretax income | 74,000 | 102,000 | -155,000 | -178,000 |
| Income tax | 18,000 | 26,000 | 36,000 | 45,000 |
| Net income | 56,000 | 76,000 | -191,000 | -223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,578,000 | 4,598,000 | 4,305,000 | 4,273,000 |
| Total capital | 4,840,000 | 4,876,000 | 4,587,000 | 4,545,000 |
| Risk-weighted assets | 20,864,000 | 22,230,000 | 22,234,000 | 21,441,000 |