Call reports 2007
BAXTER STATE BANK, THE — 2007
What BAXTER STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 29,622,000 | 29,734,000 | 29,959,000 | 30,691,000 |
| Total loans | 20,008,000 | 19,919,000 | 21,121,000 | 21,664,000 |
| Allowance for loan losses | 295,000 | 294,000 | 293,000 | 329,000 |
| Securities available for sale | 4,216,000 | 5,047,000 | 4,471,000 | 4,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,312,000 | 21,373,000 | 21,493,000 | 21,641,000 |
| Interest-bearing deposits | 16,029,000 | 15,858,000 | 15,575,000 | 15,710,000 |
| Noninterest-bearing deposits | 5,283,000 | 5,515,000 | 5,918,000 | 5,931,000 |
| Equity capital | 4,260,000 | 4,268,000 | 4,349,000 | 4,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,014,000 | 1,533,000 | 2,139,000 |
| Interest expense | 215,000 | 433,000 | 649,000 | 868,000 |
| Net interest income | 307,000 | 581,000 | 884,000 | 1,271,000 |
| Noninterest income | 60,000 | 123,000 | 187,000 | 258,000 |
| Noninterest expense | 302,000 | 586,000 | 872,000 | 1,129,000 |
| Provision for loan losses | 0 | 0 | 0 | 46,000 |
| Pretax income | 65,000 | 118,000 | 199,000 | 354,000 |
| Income tax | 32,000 | 67,000 | 99,000 | 74,000 |
| Net income | 33,000 | 51,000 | 100,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,275,000 | 4,293,000 | 4,342,000 | 4,522,000 |
| Total capital | 4,553,000 | 4,573,000 | 4,635,000 | 4,825,000 |
| Risk-weighted assets | 22,204,000 | 22,406,000 | 23,495,000 | 24,176,000 |