Call reports 2006
BAXTER STATE BANK, THE — 2006
What BAXTER STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 29,148,000 | 29,099,000 | 29,667,000 | 29,574,000 |
| Total loans | 18,549,000 | 19,569,000 | 20,518,000 | 20,868,000 |
| Allowance for loan losses | 262,000 | 282,000 | 281,000 | 296,000 |
| Securities available for sale | 5,206,000 | 4,966,000 | 4,815,000 | 4,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,587,000 | 20,712,000 | 21,179,000 | 21,312,000 |
| Interest-bearing deposits | 15,538,000 | 15,082,000 | 15,744,000 | 15,272,000 |
| Noninterest-bearing deposits | 6,049,000 | 5,630,000 | 5,435,000 | 6,040,000 |
| Equity capital | 4,197,000 | 4,282,000 | 4,397,000 | 4,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 447,000 | 968,000 | 1,488,000 | 2,025,000 |
| Interest expense | 146,000 | 320,000 | 524,000 | 739,000 |
| Net interest income | 301,000 | 648,000 | 964,000 | 1,286,000 |
| Noninterest income | 73,000 | 145,000 | 210,000 | 268,000 |
| Noninterest expense | 280,000 | 550,000 | 831,000 | 1,136,000 |
| Provision for loan losses | 10,000 | 30,000 | 45,000 | 67,000 |
| Pretax income | 84,000 | 213,000 | 298,000 | 351,000 |
| Income tax | 14,000 | 27,000 | 36,000 | 68,000 |
| Net income | 70,000 | 186,000 | 262,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,229,000 | 4,345,000 | 4,421,000 | 4,242,000 |
| Total capital | 4,484,000 | 4,611,000 | 4,699,000 | 4,524,000 |
| Risk-weighted assets | 20,464,000 | 21,331,000 | 22,230,000 | 22,542,000 |