Call reports 2004
BAXTER STATE BANK, THE — 2004
What BAXTER STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 26,693,000 | 26,327,000 | 26,183,000 | 27,630,000 |
| Total loans | 16,161,000 | 16,318,000 | 16,184,000 | 15,744,000 |
| Allowance for loan losses | 237,000 | 247,000 | 244,000 | 212,000 |
| Securities available for sale | 4,956,000 | 5,292,000 | 5,393,000 | 5,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,298,000 | 18,853,000 | 18,594,000 | 20,253,000 |
| Interest-bearing deposits | 15,111,000 | 14,853,000 | 14,091,000 | 15,012,000 |
| Noninterest-bearing deposits | 4,187,000 | 4,000,000 | 4,503,000 | 5,241,000 |
| Equity capital | 4,127,000 | 4,215,000 | 4,302,000 | 4,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 702,000 | 1,053,000 | 1,414,000 |
| Interest expense | 79,000 | 146,000 | 210,000 | 280,000 |
| Net interest income | 273,000 | 556,000 | 843,000 | 1,134,000 |
| Noninterest income | 87,000 | 225,000 | 298,000 | 379,000 |
| Noninterest expense | 271,000 | 532,000 | 790,000 | 1,054,000 |
| Provision for loan losses | 5,000 | 25,000 | 35,000 | 41,000 |
| Pretax income | 84,000 | 224,000 | 316,000 | 418,000 |
| Income tax | 14,000 | 27,000 | 41,000 | 65,000 |
| Net income | 70,000 | 197,000 | 275,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,081,000 | 4,209,000 | 4,286,000 | 4,115,000 |
| Total capital | 4,306,000 | 4,435,000 | 4,505,000 | 4,327,000 |
| Risk-weighted assets | 17,999,000 | 18,075,000 | 17,523,000 | 17,596,000 |