Call reports 2002
BAXTER STATE BANK, THE — 2002
What BAXTER STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,592,000 | 28,243,000 | 27,946,000 | 27,404,000 |
| Total loans | 14,408,000 | 14,937,000 | 15,238,000 | 14,970,000 |
| Allowance for loan losses | 176,000 | 186,000 | 205,000 | 217,000 |
| Securities available for sale | 8,025,000 | 8,212,000 | 8,077,000 | 7,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,283,000 | 20,828,000 | 20,439,000 | 20,089,000 |
| Interest-bearing deposits | 17,530,000 | 16,922,000 | 16,506,000 | 15,626,000 |
| Noninterest-bearing deposits | 3,753,000 | 3,906,000 | 3,933,000 | 4,463,000 |
| Equity capital | 4,053,000 | 4,141,000 | 4,196,000 | 4,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 850,000 | 1,264,000 | 1,651,000 |
| Interest expense | 142,000 | 258,000 | 368,000 | 479,000 |
| Net interest income | 282,000 | 592,000 | 896,000 | 1,172,000 |
| Noninterest income | 80,000 | 159,000 | 230,000 | 337,000 |
| Noninterest expense | 283,000 | 592,000 | 887,000 | 1,223,000 |
| Provision for loan losses | 9,000 | 16,000 | 34,000 | 48,000 |
| Pretax income | 70,000 | 143,000 | 205,000 | 238,000 |
| Income tax | 13,000 | 27,000 | 41,000 | 56,000 |
| Net income | 57,000 | 116,000 | 164,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,991,000 | 4,050,000 | 4,099,000 | 3,957,000 |
| Total capital | 4,167,000 | 4,236,000 | 4,304,000 | 4,162,000 |
| Risk-weighted assets | 17,158,000 | 17,188,000 | 17,189,000 | 16,414,000 |