Call reports 2001
BAXTER STATE BANK, THE — 2001
What BAXTER STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,237,000 | 29,966,000 | 28,076,000 | 27,412,000 |
| Total loans | 14,295,000 | 15,895,000 | 14,802,000 | 14,700,000 |
| Allowance for loan losses | 209,000 | 203,000 | 205,000 | 206,000 |
| Securities available for sale | 11,370,000 | 10,990,000 | 7,864,000 | 8,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,521,000 | 22,268,000 | 21,567,000 | 21,144,000 |
| Interest-bearing deposits | 18,317,000 | 18,394,000 | 17,802,000 | 17,306,000 |
| Noninterest-bearing deposits | 4,204,000 | 3,874,000 | 3,765,000 | 3,838,000 |
| Equity capital | 4,026,000 | 4,106,000 | 4,199,000 | 4,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,057,000 | 1,557,000 | 2,017,000 |
| Interest expense | 239,000 | 474,000 | 690,000 | 870,000 |
| Net interest income | 289,000 | 583,000 | 867,000 | 1,147,000 |
| Noninterest income | 72,000 | 150,000 | 248,000 | 333,000 |
| Noninterest expense | 281,000 | 559,000 | 847,000 | 1,198,000 |
| Provision for loan losses | 3,000 | 11,000 | 31,000 | 34,000 |
| Pretax income | 77,000 | 163,000 | 237,000 | 248,000 |
| Income tax | 9,000 | 22,000 | 36,000 | 49,000 |
| Net income | 68,000 | 141,000 | 201,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,965,000 | 4,037,000 | 4,096,000 | 3,935,000 |
| Total capital | 4,174,000 | 4,240,000 | 4,301,000 | 4,141,000 |
| Risk-weighted assets | 17,608,000 | 18,590,000 | 17,018,000 | 16,891,000 |