Call reports 2020
BANK OF HAMILTON — 2020
What BANK OF HAMILTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 20,188,000 | 20,045,000 | 21,989,000 | 22,756,000 |
| Total loans | 2,326,000 | 1,845,000 | 3,721,000 | 2,414,000 |
| Allowance for loan losses | 56,000 | 56,000 | 41,000 | 41,000 |
| Securities available for sale | 610,000 | 401,000 | 720,000 | 1,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,407,000 | 18,407,000 | 19,502,000 | 20,314,000 |
| Interest-bearing deposits | 12,758,000 | 13,602,000 | 14,845,000 | 14,727,000 |
| Noninterest-bearing deposits | 4,649,000 | 4,805,000 | 4,657,000 | 5,587,000 |
| Equity capital | 2,695,000 | 1,581,000 | 2,434,000 | 2,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 116,000 | 200,000 | 71,000 | 147,000 |
| Interest expense | 5,000 | 7,000 | 3,000 | 7,000 |
| Net interest income | 111,000 | 193,000 | 68,000 | 140,000 |
| Noninterest income | 6,000 | 10,000 | 4,000 | 8,000 |
| Noninterest expense | 103,000 | 191,000 | 73,000 | 206,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 40,000 |
| Pretax income | 16,000 | 14,000 | -41,000 | -98,000 |
| Income tax | 3,000 | 1,000 | 0 | 0 |
| Net income | 13,000 | 13,000 | -41,000 | -98,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,695,000 | 1,580,000 | 2,064,000 | 2,057,000 |