Call reports 2016
BANK OF HAMILTON — 2016
What BANK OF HAMILTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 18,435,000 | 19,447,000 | 18,916,000 | 20,445,000 |
| Total loans | 4,197,000 | 3,799,000 | 3,774,000 | 3,859,000 |
| Allowance for loan losses | 97,000 | 98,000 | 97,000 | 100,000 |
| Securities available for sale | 3,220,000 | 3,560,000 | 3,795,000 | 3,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,780,000 | 16,768,000 | 16,226,000 | 17,804,000 |
| Interest-bearing deposits | 11,865,000 | 12,926,000 | 11,975,000 | 12,983,000 |
| Noninterest-bearing deposits | 3,915,000 | 3,842,000 | 4,251,000 | 4,821,000 |
| Equity capital | 2,612,000 | 2,635,000 | 2,635,000 | 2,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 87,000 | 176,000 | 265,000 | 351,000 |
| Interest expense | 3,000 | 6,000 | 9,000 | 13,000 |
| Net interest income | 84,000 | 170,000 | 256,000 | 338,000 |
| Noninterest income | 8,000 | 10,000 | 21,000 | 27,000 |
| Noninterest expense | 66,000 | 126,000 | 206,000 | 346,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 56,000 | 73,000 | 21,000 |
| Income tax | 4,000 | 9,000 | 11,000 | 1,000 |
| Net income | 24,000 | 47,000 | 62,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,574,000 | 2,597,000 | 2,609,000 | 2,590,000 |
| Total capital | 2,678,000 | 2,672,000 | 2,691,000 | 2,687,000 |
| Risk-weighted assets | 7,848,000 | 5,950,000 | 5,959,000 | 7,451,000 |