Call reports 2015
BANK OF HAMILTON — 2015
What BANK OF HAMILTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 17,947,000 | 18,035,000 | 18,346,000 | 20,667,000 |
| Total loans | 3,459,000 | 3,412,000 | 3,571,000 | 4,344,000 |
| Allowance for loan losses | 92,000 | 93,000 | 95,000 | 96,000 |
| Securities available for sale | 4,236,000 | 3,197,000 | 3,205,000 | 3,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,316,000 | 15,411,000 | 15,691,000 | 18,069,000 |
| Interest-bearing deposits | 11,444,000 | 11,964,000 | 11,364,000 | 12,487,000 |
| Noninterest-bearing deposits | 3,872,000 | 3,447,000 | 4,327,000 | 5,582,000 |
| Equity capital | 2,599,000 | 2,593,000 | 2,616,000 | 2,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 83,000 | 165,000 | 245,000 | 335,000 |
| Interest expense | 3,000 | 6,000 | 9,000 | 13,000 |
| Net interest income | 80,000 | 159,000 | 236,000 | 322,000 |
| Noninterest income | 11,000 | 16,000 | 25,000 | 32,000 |
| Noninterest expense | 60,000 | 134,000 | 203,000 | 343,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 41,000 | 58,000 | 11,000 |
| Income tax | 5,000 | 8,000 | 11,000 | 0 |
| Net income | 26,000 | 33,000 | 47,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,549,000 | 2,576,000 | 2,594,000 | 2,556,000 |
| Total capital | 2,549,000 | 2,650,000 | 2,659,000 | 2,628,000 |
| Risk-weighted assets | 6,809,000 | 5,525,000 | 4,873,000 | 5,695,000 |