Call reports 2014
BANK OF HAMILTON — 2014
What BANK OF HAMILTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 18,518,000 | 18,829,000 | 19,223,000 | 19,927,000 |
| Total loans | 3,319,000 | 3,565,000 | 3,502,000 | 3,734,000 |
| Allowance for loan losses | 108,000 | 108,000 | 81,000 | 90,000 |
| Securities available for sale | 4,405,000 | 4,419,000 | 4,406,000 | 4,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,935,000 | 16,230,000 | 16,607,000 | 17,337,000 |
| Interest-bearing deposits | 12,081,000 | 12,203,000 | 11,774,000 | 11,807,000 |
| Noninterest-bearing deposits | 3,854,000 | 4,027,000 | 4,833,000 | 5,530,000 |
| Equity capital | 2,543,000 | 2,550,000 | 2,574,000 | 2,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 82,000 | 134,000 | 216,000 | 310,000 |
| Interest expense | 3,000 | 7,000 | 9,000 | 13,000 |
| Net interest income | 79,000 | 127,000 | 207,000 | 297,000 |
| Noninterest income | 4,000 | 17,000 | 27,000 | 49,000 |
| Noninterest expense | 54,000 | 122,000 | 192,000 | 309,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 21,000 | 41,000 | 37,000 |
| Income tax | 5,000 | 3,000 | 3,000 | 0 |
| Net income | 23,000 | 18,000 | 38,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,508,000 | 2,512,000 | 2,542,000 | 2,538,000 |
| Total capital | 2,598,000 | 2,611,000 | 2,628,000 | 2,632,000 |
| Risk-weighted assets | 6,802,000 | 7,496,000 | 7,431,000 | 7,941,000 |