Call reports 2009
BANK OF HAMILTON — 2009
What BANK OF HAMILTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 15,922,000 | 15,464,000 | 15,082,000 | 16,115,000 |
| Total loans | 2,432,000 | 2,291,000 | 2,349,000 | 2,390,000 |
| Allowance for loan losses | 148,000 | 149,000 | 151,000 | 108,000 |
| Securities available for sale | 840,000 | 437,000 | 516,000 | 517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,211,000 | 12,730,000 | 12,323,000 | 13,401,000 |
| Interest-bearing deposits | 10,687,000 | 10,341,000 | 10,199,000 | 10,183,000 |
| Noninterest-bearing deposits | 2,524,000 | 2,389,000 | 2,124,000 | 3,218,000 |
| Equity capital | 2,615,000 | 2,654,000 | 2,680,000 | 2,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 154,000 | 296,000 | 428,000 | 535,000 |
| Interest expense | 33,000 | 66,000 | 88,000 | 106,000 |
| Net interest income | 121,000 | 230,000 | 340,000 | 429,000 |
| Noninterest income | 11,000 | 22,000 | 34,000 | 44,000 |
| Noninterest expense | 75,000 | 142,000 | 227,000 | 386,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 110,000 | 147,000 | 87,000 |
| Income tax | 13,000 | 27,000 | 42,000 | 8,000 |
| Net income | 44,000 | 83,000 | 105,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,611,000 | 2,651,000 | 2,673,000 | 2,645,000 |
| Total capital | 2,676,000 | 2,712,000 | 2,734,000 | 2,708,000 |
| Risk-weighted assets | 5,094,000 | 4,782,000 | 4,773,000 | 5,024,000 |