Call reports 2008
BANK OF HAMILTON — 2008
What BANK OF HAMILTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 16,385,000 | 15,340,000 | 14,963,000 | 15,714,000 |
| Total loans | 2,326,000 | 2,117,000 | 2,468,000 | 2,309,000 |
| Allowance for loan losses | 162,000 | 170,000 | 151,000 | 146,000 |
| Securities available for sale | 588,000 | 631,000 | 712,000 | 849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,630,000 | 12,565,000 | 12,182,000 | 13,062,000 |
| Interest-bearing deposits | 11,297,000 | 10,248,000 | 9,731,000 | 10,094,000 |
| Noninterest-bearing deposits | 2,333,000 | 2,317,000 | 2,451,000 | 2,968,000 |
| Equity capital | 2,631,000 | 2,656,000 | 2,689,000 | 2,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 194,000 | 372,000 | 534,000 | 699,000 |
| Interest expense | 63,000 | 114,000 | 163,000 | 206,000 |
| Net interest income | 131,000 | 258,000 | 371,000 | 493,000 |
| Noninterest income | 16,000 | 28,000 | 39,000 | 50,000 |
| Noninterest expense | 62,000 | 150,000 | 227,000 | 419,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 136,000 | 183,000 | 124,000 |
| Income tax | 24,000 | 49,000 | 58,000 | 30,000 |
| Net income | 61,000 | 87,000 | 125,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,623,000 | 2,649,000 | 2,686,000 | 2,580,000 |
| Total capital | 2,688,000 | 2,709,000 | 2,748,000 | 2,643,000 |
| Risk-weighted assets | 4,879,000 | 4,524,000 | 4,831,000 | 4,948,000 |