Call reports 2007
BANK OF HAMILTON — 2007
What BANK OF HAMILTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 13,069,000 | 13,685,000 | 13,361,000 | 15,465,000 |
| Total loans | 2,833,000 | 2,733,000 | 2,806,000 | 2,599,000 |
| Allowance for loan losses | 150,000 | 152,000 | 152,000 | 146,000 |
| Securities available for sale | 586,000 | 608,000 | 595,000 | 592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,399,000 | 10,969,000 | 10,588,000 | 12,801,000 |
| Interest-bearing deposits | 8,612,000 | 9,003,000 | 8,701,000 | 10,032,000 |
| Noninterest-bearing deposits | 1,787,000 | 1,966,000 | 1,887,000 | 2,769,000 |
| Equity capital | 2,540,000 | 2,588,000 | 2,627,000 | 2,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 373,000 | 556,000 | 742,000 |
| Interest expense | 59,000 | 125,000 | 189,000 | 253,000 |
| Net interest income | 122,000 | 248,000 | 367,000 | 489,000 |
| Noninterest income | 15,000 | 24,000 | 40,000 | 56,000 |
| Noninterest expense | 49,000 | 103,000 | 170,000 | 411,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 169,000 | 233,000 | 130,000 |
| Income tax | 20,000 | 54,000 | 80,000 | 31,000 |
| Net income | 68,000 | 115,000 | 153,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,538,000 | 2,585,000 | 2,623,000 | 2,571,000 |
| Total capital | 2,600,000 | 2,649,000 | 2,686,000 | 2,636,000 |
| Risk-weighted assets | 4,662,000 | 4,729,000 | 4,691,000 | 4,901,000 |