Call reports 2006
BANK OF HAMILTON — 2006
What BANK OF HAMILTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 13,674,000 | 13,066,000 | 12,677,000 | 13,342,000 |
| Total loans | 3,024,000 | 3,094,000 | 2,965,000 | 2,972,000 |
| Allowance for loan losses | 160,000 | 162,000 | 159,000 | 148,000 |
| Securities available for sale | 713,000 | 571,000 | 610,000 | 605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,027,000 | 10,378,000 | 9,904,000 | 10,763,000 |
| Interest-bearing deposits | 9,311,000 | 8,673,000 | 8,212,000 | 8,739,000 |
| Noninterest-bearing deposits | 1,716,000 | 1,705,000 | 1,692,000 | 2,024,000 |
| Equity capital | 2,552,000 | 2,598,000 | 2,656,000 | 2,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 159,000 | 323,000 | 494,000 | 671,000 |
| Interest expense | 47,000 | 95,000 | 146,000 | 203,000 |
| Net interest income | 112,000 | 228,000 | 348,000 | 468,000 |
| Noninterest income | 18,000 | 33,000 | 60,000 | 71,000 |
| Noninterest expense | 57,000 | 109,000 | 164,000 | 405,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 73,000 | 152,000 | 244,000 | 134,000 |
| Income tax | 18,000 | 50,000 | 85,000 | 35,000 |
| Net income | 55,000 | 102,000 | 159,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,552,000 | 2,597,000 | 2,654,000 | 2,481,000 |
| Total capital | 2,617,000 | 2,662,000 | 2,717,000 | 2,546,000 |
| Risk-weighted assets | 4,897,000 | 4,826,000 | 4,692,000 | 4,842,000 |