Call reports 2005
BANK OF HAMILTON — 2005
What BANK OF HAMILTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 12,854,000 | 13,565,000 | 13,114,000 | 13,956,000 |
| Total loans | 3,244,000 | 3,318,000 | 3,355,000 | 3,183,000 |
| Allowance for loan losses | 163,000 | 159,000 | 161,000 | 148,000 |
| Securities available for sale | 851,000 | 726,000 | 612,000 | 721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,330,000 | 11,004,000 | 10,488,000 | 11,393,000 |
| Interest-bearing deposits | 8,617,000 | 9,102,000 | 8,673,000 | 9,069,000 |
| Noninterest-bearing deposits | 1,713,000 | 1,902,000 | 1,815,000 | 2,324,000 |
| Equity capital | 2,446,000 | 2,491,000 | 2,536,000 | 2,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 122,000 | 252,000 | 396,000 | 542,000 |
| Interest expense | 26,000 | 54,000 | 87,000 | 122,000 |
| Net interest income | 96,000 | 198,000 | 309,000 | 420,000 |
| Noninterest income | 18,000 | 34,000 | 51,000 | 69,000 |
| Noninterest expense | 48,000 | 107,000 | 158,000 | 351,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 66,000 | 125,000 | 202,000 | 138,000 |
| Income tax | 13,000 | 32,000 | 64,000 | 29,000 |
| Net income | 53,000 | 93,000 | 138,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,449,000 | 2,489,000 | 2,536,000 | 2,506,000 |
| Total capital | 2,514,000 | 2,556,000 | 2,603,000 | 2,574,000 |
| Risk-weighted assets | 4,952,000 | 5,139,000 | 4,995,000 | 5,029,000 |