Call reports 2004
BANK OF HAMILTON — 2004
What BANK OF HAMILTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 12,606,000 | 13,253,000 | 12,399,000 | 13,132,000 |
| Total loans | 3,274,000 | 3,239,000 | 3,433,000 | 3,082,000 |
| Allowance for loan losses | 166,000 | 172,000 | 184,000 | 160,000 |
| Securities available for sale | 1,268,000 | 1,219,000 | 1,080,000 | 941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,114,000 | 10,743,000 | 9,815,000 | 10,638,000 |
| Interest-bearing deposits | 8,612,000 | 8,964,000 | 8,257,000 | 8,293,000 |
| Noninterest-bearing deposits | 1,502,000 | 1,779,000 | 1,558,000 | 2,345,000 |
| Equity capital | 2,398,000 | 2,438,000 | 2,476,000 | 2,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 131,000 | 258,000 | 386,000 | 514,000 |
| Interest expense | 22,000 | 43,000 | 70,000 | 92,000 |
| Net interest income | 109,000 | 215,000 | 316,000 | 422,000 |
| Noninterest income | 16,000 | 32,000 | 62,000 | 78,000 |
| Noninterest expense | 49,000 | 101,000 | 156,000 | 363,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 146,000 | 218,000 | 133,000 |
| Income tax | 17,000 | 39,000 | 75,000 | 26,000 |
| Net income | 59,000 | 107,000 | 143,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,386,000 | 2,434,000 | 2,470,000 | 2,434,000 |
| Total capital | 2,452,000 | 2,501,000 | 2,537,000 | 2,498,000 |
| Risk-weighted assets | 4,903,000 | 5,039,000 | 5,001,000 | 4,896,000 |