Call reports 2003
BANK OF HAMILTON — 2003
What BANK OF HAMILTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 12,276,000 | 12,109,000 | 12,399,000 | 13,640,000 |
| Total loans | 3,513,000 | 3,500,000 | 3,627,000 | 3,435,000 |
| Allowance for loan losses | 180,000 | 182,000 | 184,000 | 158,000 |
| Securities available for sale | 1,288,000 | 1,046,000 | 1,072,000 | 1,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,855,000 | 9,649,000 | 9,874,000 | 11,211,000 |
| Interest-bearing deposits | 8,343,000 | 8,116,000 | 8,143,000 | 8,628,000 |
| Noninterest-bearing deposits | 1,512,000 | 1,533,000 | 1,731,000 | 2,583,000 |
| Equity capital | 2,310,000 | 2,355,000 | 2,404,000 | 2,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 144,000 | 277,000 | 416,000 | 549,000 |
| Interest expense | 28,000 | 53,000 | 73,000 | 94,000 |
| Net interest income | 116,000 | 224,000 | 343,000 | 455,000 |
| Noninterest income | 14,000 | 27,000 | 44,000 | 64,000 |
| Noninterest expense | 46,000 | 99,000 | 150,000 | 372,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 160,000 | 245,000 | 155,000 |
| Income tax | 17,000 | 45,000 | 78,000 | 31,000 |
| Net income | 67,000 | 115,000 | 167,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,281,000 | 2,329,000 | 2,381,000 | 2,338,000 |
| Total capital | 2,347,000 | 2,394,000 | 2,449,000 | 2,407,000 |
| Risk-weighted assets | 4,976,000 | 4,920,000 | 5,084,000 | 5,146,000 |