Call reports 2002
BANK OF HAMILTON — 2002
What BANK OF HAMILTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 12,216,000 | 12,480,000 | 12,312,000 | 12,840,000 |
| Total loans | 3,475,000 | 3,477,000 | 3,787,000 | 3,637,000 |
| Allowance for loan losses | 152,000 | 163,000 | 175,000 | 179,000 |
| Securities available for sale | 1,616,000 | 1,368,000 | 1,319,000 | 1,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,858,000 | 10,045,000 | 9,819,000 | 10,478,000 |
| Interest-bearing deposits | 8,211,000 | 8,605,000 | 8,305,000 | 8,337,000 |
| Noninterest-bearing deposits | 1,647,000 | 1,440,000 | 1,514,000 | 2,141,000 |
| Equity capital | 2,235,000 | 2,285,000 | 2,325,000 | 2,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 345,000 | 512,000 | 655,000 |
| Interest expense | 46,000 | 89,000 | 128,000 | 159,000 |
| Net interest income | 125,000 | 256,000 | 384,000 | 496,000 |
| Noninterest income | 12,000 | 19,000 | 30,000 | 49,000 |
| Noninterest expense | 43,000 | 99,000 | 166,000 | 394,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 30,000 |
| Pretax income | 85,000 | 158,000 | 221,000 | 121,000 |
| Income tax | 15,000 | 46,000 | 78,000 | 40,000 |
| Net income | 70,000 | 112,000 | 143,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,214,000 | 2,256,000 | 2,287,000 | 2,225,000 |
| Total capital | 2,285,000 | 2,325,000 | 2,358,000 | 2,295,000 |
| Risk-weighted assets | 5,075,000 | 5,130,000 | 5,268,000 | 5,268,000 |