Call reports 2019
SHORE COMMUNITY BANK — 2019
What SHORE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 273,938,000 | 282,888,000 | 285,672,000 |
| Total loans | 211,745,000 | 213,042,000 | 210,472,000 |
| Allowance for loan losses | 2,593,000 | 2,593,000 | 2,571,000 |
| Securities available for sale | 12,860,000 | 12,223,000 | 11,458,000 |
| Securities held to maturity | 16,085,000 | 15,905,000 | 15,878,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 240,292,000 | 248,305,000 | 249,929,000 |
| Interest-bearing deposits | 180,117,000 | 185,250,000 | 191,032,000 |
| Noninterest-bearing deposits | 60,175,000 | 63,055,000 | 58,897,000 |
| Equity capital | 31,841,000 | 32,334,000 | 33,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 3,025,000 | 6,129,000 | 9,361,000 |
| Interest expense | 481,000 | 1,004,000 | 1,588,000 |
| Net interest income | 2,544,000 | 5,125,000 | 7,773,000 |
| Noninterest income | 172,000 | 330,000 | 492,000 |
| Noninterest expense | 1,529,000 | 3,348,000 | 4,922,000 |
| Provision for loan losses | 30,000 | 30,000 | 0 |
| Pretax income | 1,157,000 | 2,077,000 | 3,343,000 |
| Income tax | 330,000 | 678,000 | 1,056,000 |
| Net income | 827,000 | 1,399,000 | 2,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 31,947,000 | 32,330,000 | 32,991,000 |
| Total capital | 34,540,000 | 34,923,000 | 35,562,000 |
| Risk-weighted assets | 209,976,000 | 211,012,000 | 212,361,000 |