Call reports 2018
SHORE COMMUNITY BANK — 2018
What SHORE COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 273,944,000 | 280,797,000 | 282,530,000 | 267,549,000 |
| Total loans | 209,038,000 | 204,808,000 | 208,278,000 | 210,706,000 |
| Allowance for loan losses | 2,946,000 | 2,926,000 | 2,855,000 | 2,557,000 |
| Securities available for sale | 15,407,000 | 14,134,000 | 14,260,000 | 13,484,000 |
| Securities held to maturity | 15,678,000 | 15,651,000 | 16,140,000 | 16,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,582,000 | 250,646,000 | 251,322,000 | 235,384,000 |
| Interest-bearing deposits | 187,398,000 | 191,224,000 | 189,334,000 | 180,125,000 |
| Noninterest-bearing deposits | 57,184,000 | 59,422,000 | 61,988,000 | 55,259,000 |
| Equity capital | 28,567,000 | 29,406,000 | 30,190,000 | 31,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,774,000 | 5,856,000 | 8,903,000 | 11,909,000 |
| Interest expense | 376,000 | 794,000 | 1,228,000 | 1,676,000 |
| Net interest income | 2,398,000 | 5,062,000 | 7,675,000 | 10,233,000 |
| Noninterest income | 194,000 | 507,000 | 763,000 | 933,000 |
| Noninterest expense | 1,449,000 | 2,957,000 | 4,441,000 | 5,947,000 |
| Provision for loan losses | 20,000 | 20,000 | -130,000 | -350,000 |
| Pretax income | 1,123,000 | 2,592,000 | 4,127,000 | 5,569,000 |
| Income tax | 285,000 | 672,000 | 1,158,000 | 1,567,000 |
| Net income | 838,000 | 1,920,000 | 2,969,000 | 4,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,744,000 | 29,620,000 | 30,467,000 | 31,300,000 |
| Total capital | 31,305,000 | 32,157,000 | 33,022,000 | 33,857,000 |
| Risk-weighted assets | 204,530,000 | 202,592,000 | 204,125,000 | 211,382,000 |