Call reports 2017
SHORE COMMUNITY BANK — 2017
What SHORE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 266,800,000 | 273,567,000 | 276,790,000 | 271,071,000 |
| Total loans | 188,051,000 | 191,472,000 | 197,291,000 | 202,935,000 |
| Allowance for loan losses | 2,834,000 | 2,896,000 | 2,810,000 | 2,900,000 |
| Securities available for sale | 20,480,000 | 19,242,000 | 17,912,000 | 16,670,000 |
| Securities held to maturity | 19,889,000 | 18,558,000 | 17,428,000 | 16,559,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,089,000 | 245,068,000 | 247,424,000 | 242,147,000 |
| Interest-bearing deposits | 186,913,000 | 190,043,000 | 190,629,000 | 186,256,000 |
| Noninterest-bearing deposits | 52,176,000 | 55,025,000 | 56,795,000 | 55,891,000 |
| Equity capital | 27,044,000 | 27,773,000 | 28,494,000 | 28,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,522,000 | 5,143,000 | 7,873,000 | 10,611,000 |
| Interest expense | 400,000 | 797,000 | 1,188,000 | 1,571,000 |
| Net interest income | 2,122,000 | 4,346,000 | 6,685,000 | 9,040,000 |
| Noninterest income | 194,000 | 511,000 | 720,000 | 925,000 |
| Noninterest expense | 1,470,000 | 2,936,000 | 4,333,000 | 5,809,000 |
| Provision for loan losses | 40,000 | 100,000 | 160,000 | 245,000 |
| Pretax income | 806,000 | 1,821,000 | 2,912,000 | 3,911,000 |
| Income tax | 267,000 | 623,000 | 1,008,000 | 1,843,000 |
| Net income | 539,000 | 1,198,000 | 1,904,000 | 2,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,021,000 | 27,700,000 | 28,445,000 | 28,030,000 |
| Total capital | 29,382,000 | 30,090,000 | 30,903,000 | 30,531,000 |
| Risk-weighted assets | 188,422,000 | 190,691,000 | 196,254,000 | 199,692,000 |