Call reports 2011
SHORE COMMUNITY BANK — 2011
What SHORE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 206,621,000 | 207,432,000 | 213,776,000 | 203,073,000 |
| Total loans | 115,615,000 | 117,078,000 | 116,009,000 | 115,355,000 |
| Allowance for loan losses | 2,494,000 | 2,393,000 | 2,081,000 | 1,998,000 |
| Securities available for sale | 47,843,000 | 46,005,000 | 41,638,000 | 40,393,000 |
| Securities held to maturity | 17,114,000 | 18,583,000 | 18,569,000 | 25,013,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,233,000 | 169,610,000 | 175,399,000 | 164,700,000 |
| Interest-bearing deposits | 144,206,000 | 141,475,000 | 147,515,000 | 140,347,000 |
| Noninterest-bearing deposits | 25,028,000 | 28,134,000 | 27,884,000 | 24,352,000 |
| Equity capital | 19,591,000 | 20,130,000 | 20,439,000 | 20,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,307,000 | 4,657,000 | 6,949,000 | 9,229,000 |
| Interest expense | 737,000 | 1,440,000 | 2,122,000 | 2,765,000 |
| Net interest income | 1,570,000 | 3,217,000 | 4,827,000 | 6,464,000 |
| Noninterest income | 86,000 | 188,000 | 320,000 | 497,000 |
| Noninterest expense | 1,311,000 | 2,657,000 | 4,049,000 | 5,490,000 |
| Provision for loan losses | 225,000 | 375,000 | 475,000 | 575,000 |
| Pretax income | 120,000 | 373,000 | 623,000 | 912,000 |
| Income tax | 3,000 | 51,000 | 96,000 | 149,000 |
| Net income | 117,000 | 322,000 | 527,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,943,000 | 19,153,000 | 19,379,000 | 19,618,000 |
| Total capital | 20,468,000 | 20,716,000 | 20,884,000 | 21,129,000 |
| Risk-weighted assets | 120,606,000 | 124,230,000 | 119,844,000 | 120,431,000 |