Call reports 2010
SHORE COMMUNITY BANK — 2010
What SHORE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 209,362,000 | 222,183,000 | 221,442,000 | 207,868,000 |
| Total loans | 135,104,000 | 125,450,000 | 123,203,000 | 117,911,000 |
| Allowance for loan losses | 2,061,000 | 2,222,000 | 2,309,000 | 2,496,000 |
| Securities available for sale | 52,329,000 | 53,365,000 | 52,925,000 | 49,837,000 |
| Securities held to maturity | 8,012,000 | 10,734,000 | 12,404,000 | 15,425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,814,000 | 184,999,000 | 183,694,000 | 170,510,000 |
| Interest-bearing deposits | 151,254,000 | 161,448,000 | 157,563,000 | 145,800,000 |
| Noninterest-bearing deposits | 21,561,000 | 23,552,000 | 26,131,000 | 24,709,000 |
| Equity capital | 18,685,000 | 19,292,000 | 19,807,000 | 19,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,584,000 | 5,224,000 | 7,753,000 | 10,131,000 |
| Interest expense | 798,000 | 1,624,000 | 2,444,000 | 3,213,000 |
| Net interest income | 1,786,000 | 3,600,000 | 5,309,000 | 6,918,000 |
| Noninterest income | 192,000 | 400,000 | 576,000 | 697,000 |
| Noninterest expense | 1,472,000 | 2,822,000 | 4,190,000 | 5,526,000 |
| Provision for loan losses | 405,000 | 780,000 | 1,005,000 | 1,180,000 |
| Pretax income | 101,000 | 398,000 | 690,000 | 909,000 |
| Income tax | 19,000 | 108,000 | 187,000 | 234,000 |
| Net income | 82,000 | 290,000 | 503,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,205,000 | 18,417,000 | 18,646,000 | 18,822,000 |
| Total capital | 20,028,000 | 20,138,000 | 20,277,000 | 20,392,000 |
| Risk-weighted assets | 145,590,000 | 137,192,000 | 129,015,000 | 124,219,000 |