Call reports 2002
SHORE COMMUNITY BANK — 2002
What SHORE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 58,051,000 | 69,886,000 | 81,633,000 | 87,221,000 |
| Total loans | 43,164,000 | 45,376,000 | 44,677,000 | 45,038,000 |
| Allowance for loan losses | 459,000 | 584,000 | 513,000 | 537,000 |
| Securities available for sale | 8,288,000 | 12,436,000 | 25,029,000 | 26,141,000 |
| Securities held to maturity | 0 | 4,275,000 | 5,891,000 | 6,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,004,000 | 62,648,000 | 74,105,000 | 79,458,000 |
| Interest-bearing deposits | 37,780,000 | 45,794,000 | 59,289,000 | 64,605,000 |
| Noninterest-bearing deposits | 13,224,000 | 16,854,000 | 14,816,000 | 14,853,000 |
| Equity capital | 6,847,000 | 6,986,000 | 7,262,000 | 7,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,852,000 | 3,008,000 | 4,136,000 |
| Interest expense | 263,000 | 535,000 | 898,000 | 1,297,000 |
| Net interest income | 624,000 | 1,317,000 | 2,110,000 | 2,839,000 |
| Noninterest income | 69,000 | 164,000 | 288,000 | 428,000 |
| Noninterest expense | 605,000 | 1,237,000 | 1,876,000 | 2,547,000 |
| Provision for loan losses | 30,000 | 155,000 | 215,000 | 255,000 |
| Pretax income | 82,000 | 128,000 | 346,000 | 504,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 128,000 | 346,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,823,000 | 6,870,000 | 7,086,000 | 7,244,000 |
| Total capital | 7,282,000 | 7,454,000 | 7,599,000 | 7,781,000 |
| Risk-weighted assets | 45,674,000 | 49,238,000 | 50,691,000 | 52,272,000 |