Call reports 2001
SHORE COMMUNITY BANK — 2001
What SHORE COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,264,000 | 53,813,000 | 58,621,000 | 55,362,000 |
| Total loans | 33,081,000 | 36,129,000 | 37,042,000 | 43,030,000 |
| Allowance for loan losses | 341,000 | 371,000 | 404,000 | 428,000 |
| Securities available for sale | 14,915,000 | 14,366,000 | 12,723,000 | 8,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,365,000 | 46,855,000 | 51,490,000 | 48,204,000 |
| Interest-bearing deposits | 35,086,000 | 33,466,000 | 37,610,000 | 35,909,000 |
| Noninterest-bearing deposits | 11,279,000 | 13,389,000 | 13,880,000 | 12,295,000 |
| Equity capital | 6,653,000 | 6,693,000 | 6,829,000 | 6,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 890,000 | 1,840,000 | 2,798,000 | 3,725,000 |
| Interest expense | 379,000 | 757,000 | 1,118,000 | 1,442,000 |
| Net interest income | 511,000 | 1,083,000 | 1,680,000 | 2,283,000 |
| Noninterest income | 65,000 | 118,000 | 198,000 | 254,000 |
| Noninterest expense | 584,000 | 1,160,000 | 1,754,000 | 2,325,000 |
| Provision for loan losses | 25,000 | 55,000 | 90,000 | 148,000 |
| Pretax income | -26,000 | -7,000 | 47,000 | 134,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -26,000 | -7,000 | 47,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,580,000 | 6,599,000 | 6,653,000 | 6,740,000 |
| Total capital | 6,921,000 | 6,970,000 | 7,057,000 | 7,168,000 |
| Risk-weighted assets | 35,547,000 | 38,168,000 | 40,156,000 | 43,990,000 |