Call reports 2026
SOUND BANKING COMPANY — 2026
What SOUND BANKING COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 42,384,000 | 45,181,000 |
| Total loans | 36,176,000 | 38,847,000 |
| Allowance for loan losses | 634,000 | 621,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 36,448,000 | 39,582,000 |
| Interest-bearing deposits | 26,539,000 | 26,876,000 |
| Noninterest-bearing deposits | 9,909,000 | 12,706,000 |
| Equity capital | 5,812,000 | 5,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 779,000 | 1,601,000 |
| Interest expense | 129,000 | 260,000 |
| Net interest income | 650,000 | 1,341,000 |
| Noninterest income | 54,000 | 108,000 |
| Noninterest expense | 447,000 | 889,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 257,000 | 560,000 |
| Income tax | 0 | 0 |
| Net income | 257,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 5,812,000 | 5,430,000 |
| Total capital | 6,245,000 | 5,876,000 |
| Risk-weighted assets | 34,508,000 | 35,563,000 |