Call report 2025Q4
SOUND BANKING COMPANY — 2025Q4
The 22 measures SOUND BANKING COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,595,000 | USD | evidence → |
| Total loans | 39,686,000 | USD | evidence → |
| Allowance for loan losses | 634,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,940,000 | USD | evidence → |
| Interest-bearing deposits | 25,969,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,971,000 | USD | evidence → |
| Equity capital | 5,555,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,390,000 | USD | evidence → |
| Interest expense | 625,000 | USD | evidence → |
| Net interest income | 2,765,000 | USD | evidence → |
| Noninterest income | 245,000 | USD | evidence → |
| Noninterest expense | 2,074,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 936,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 936,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,555,000 | USD | evidence → |
| Total capital | 6,048,000 | USD | evidence → |
| Risk-weighted assets | 39,317,000 | USD | evidence → |