Call reports 2007
LEBANON VALLEY FARMERS BANK — 2007
What LEBANON VALLEY FARMERS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 790,584,000 | 780,546,000 |
| Total loans | 552,911,000 | 547,493,000 |
| Allowance for loan losses | 5,184,000 | 5,218,000 |
| Securities available for sale | 166,521,000 | 158,276,000 |
| Securities held to maturity | 49,000 | 46,000 |
| Trading assets | 0 | 0 |
| Total deposits | 596,178,000 | 602,721,000 |
| Interest-bearing deposits | 477,552,000 | 480,983,000 |
| Noninterest-bearing deposits | 118,626,000 | 121,738,000 |
| Equity capital | 52,681,000 | 52,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 11,744,000 | 23,684,000 |
| Interest expense | 5,330,000 | 10,592,000 |
| Net interest income | 6,414,000 | 13,092,000 |
| Noninterest income | 2,016,000 | 4,183,000 |
| Noninterest expense | 4,125,000 | 8,312,000 |
| Provision for loan losses | 0 | 57,000 |
| Pretax income | 4,331,000 | 8,932,000 |
| Income tax | 1,416,000 | 2,923,000 |
| Net income | 2,915,000 | 6,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 55,354,000 | 55,650,000 |
| Total capital | 66,038,000 | 66,368,000 |
| Risk-weighted assets | 576,844,000 | 572,750,000 |