Call reports 2006
LEBANON VALLEY FARMERS BANK — 2006
What LEBANON VALLEY FARMERS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 772,360,000 | 780,834,000 | 812,905,000 | 786,403,000 |
| Total loans | 544,211,000 | 560,363,000 | 558,391,000 | 544,753,000 |
| Allowance for loan losses | 5,282,000 | 5,277,000 | 5,273,000 | 5,197,000 |
| Securities available for sale | 192,522,000 | 180,062,000 | 187,018,000 | 180,444,000 |
| Securities held to maturity | 66,000 | 58,000 | 55,000 | 53,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,123,000 | 588,067,000 | 619,217,000 | 602,488,000 |
| Interest-bearing deposits | 466,516,000 | 463,645,000 | 502,301,000 | 488,300,000 |
| Noninterest-bearing deposits | 117,607,000 | 124,422,000 | 116,916,000 | 114,188,000 |
| Equity capital | 46,205,000 | 46,113,000 | 51,329,000 | 51,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,664,000 | 21,808,000 | 34,053,000 | 45,928,000 |
| Interest expense | 4,005,000 | 8,591,000 | 13,606,000 | 18,988,000 |
| Net interest income | 6,659,000 | 13,217,000 | 20,447,000 | 26,940,000 |
| Noninterest income | 2,078,000 | 4,180,000 | 6,243,000 | 8,830,000 |
| Noninterest expense | 4,110,000 | 8,165,000 | 12,243,000 | 16,372,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,627,000 | 9,232,000 | 14,447,000 | 19,398,000 |
| Income tax | 1,498,000 | 2,987,000 | 4,691,000 | 6,302,000 |
| Net income | 3,129,000 | 6,245,000 | 9,756,000 | 13,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,368,000 | 52,285,000 | 55,096,000 | 54,938,000 |
| Total capital | 62,150,000 | 63,061,000 | 65,869,000 | 65,635,000 |
| Risk-weighted assets | 561,697,000 | 583,019,000 | 585,868,000 | 570,346,000 |