Call reports 2002
LEBANON VALLEY FARMERS BANK — 2002
What LEBANON VALLEY FARMERS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 697,373,000 | 711,091,000 | 763,499,000 | 766,402,000 |
| Total loans | 496,850,000 | 494,550,000 | 488,227,000 | 493,814,000 |
| Allowance for loan losses | 5,587,000 | 5,770,000 | 5,761,000 | 5,807,000 |
| Securities available for sale | 169,980,000 | 185,178,000 | 224,512,000 | 241,130,000 |
| Securities held to maturity | 427,000 | 206,000 | 185,000 | 179,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 563,474,000 | 577,136,000 | 616,885,000 | 604,567,000 |
| Interest-bearing deposits | 470,993,000 | 481,503,000 | 520,725,000 | 507,764,000 |
| Noninterest-bearing deposits | 92,481,000 | 95,633,000 | 96,160,000 | 96,803,000 |
| Equity capital | 54,201,000 | 57,718,000 | 59,718,000 | 62,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 11,175,000 | 22,382,000 | 33,469,000 | 44,509,000 |
| Interest expense | 3,950,000 | 7,751,000 | 11,717,000 | 15,624,000 |
| Net interest income | 7,225,000 | 14,631,000 | 21,752,000 | 28,885,000 |
| Noninterest income | 1,982,000 | 4,013,000 | 6,290,000 | 8,373,000 |
| Noninterest expense | 4,298,000 | 8,754,000 | 13,217,000 | 17,383,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 4,789,000 | 9,650,000 | 14,465,000 | 19,395,000 |
| Income tax | 1,447,000 | 2,915,000 | 4,367,000 | 5,868,000 |
| Net income | 3,342,000 | 6,735,000 | 10,098,000 | 13,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,210,000 | 55,064,000 | 56,880,000 | 58,763,000 |
| Total capital | 58,812,000 | 60,848,000 | 62,653,000 | 64,582,000 |
| Risk-weighted assets | 495,731,000 | 494,744,000 | 511,584,000 | 517,472,000 |