Call reports 2025
JACKSON COUNTY BANK — 2025
What JACKSON COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 177,514,000 | 173,090,000 | 172,372,000 | 175,162,000 |
| Total loans | 72,822,000 | 74,374,000 | 74,599,000 | 74,882,000 |
| Allowance for loan losses | 1,985,000 | 1,985,000 | 1,990,000 | 1,990,000 |
| Securities available for sale | 73,760,000 | 76,318,000 | 75,845,000 | 77,833,000 |
| Securities held to maturity | 4,357,000 | 3,890,000 | 3,663,000 | 3,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,948,000 | 110,624,000 | 108,930,000 | 114,118,000 |
| Interest-bearing deposits | 71,417,000 | 67,802,000 | 66,045,000 | 70,210,000 |
| Noninterest-bearing deposits | 44,531,000 | 42,822,000 | 42,885,000 | 43,908,000 |
| Equity capital | 46,240,000 | 47,395,000 | 48,598,000 | 48,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,127,000 | 4,310,000 | 6,498,000 | 8,738,000 |
| Interest expense | 262,000 | 525,000 | 782,000 | 1,047,000 |
| Net interest income | 1,865,000 | 3,785,000 | 5,716,000 | 7,691,000 |
| Noninterest income | 202,000 | 415,000 | 628,000 | 835,000 |
| Noninterest expense | 1,061,000 | 2,126,000 | 3,168,000 | 4,220,000 |
| Provision for loan losses | 17,000 | 35,000 | 40,000 | 66,000 |
| Pretax income | 989,000 | 2,039,000 | 3,136,000 | 4,240,000 |
| Income tax | 166,000 | 372,000 | 616,000 | 858,000 |
| Net income | 823,000 | 1,667,000 | 2,520,000 | 3,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,764,000 | 47,608,000 | 48,461,000 | 48,525,000 |