Call reports 2024
JACKSON COUNTY BANK — 2024
What JACKSON COUNTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 166,373,000 | 166,620,000 | 170,066,000 | 173,672,000 |
| Total loans | 74,828,000 | 75,278,000 | 74,792,000 | 73,908,000 |
| Allowance for loan losses | 1,890,000 | 1,960,000 | 1,970,000 | 1,970,000 |
| Securities available for sale | 61,843,000 | 61,893,000 | 65,502,000 | 68,135,000 |
| Securities held to maturity | 5,246,000 | 4,663,000 | 4,531,000 | 4,715,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,968,000 | 109,459,000 | 109,723,000 | 114,953,000 |
| Interest-bearing deposits | 71,366,000 | 70,393,000 | 71,916,000 | 71,611,000 |
| Noninterest-bearing deposits | 38,602,000 | 39,066,000 | 37,807,000 | 43,342,000 |
| Equity capital | 42,611,000 | 43,749,000 | 45,705,000 | 44,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,956,000 | 4,025,000 | 6,075,000 | 8,164,000 |
| Interest expense | 195,000 | 394,000 | 646,000 | 899,000 |
| Net interest income | 1,761,000 | 3,631,000 | 5,429,000 | 7,265,000 |
| Noninterest income | 198,000 | 410,000 | 626,000 | 839,000 |
| Noninterest expense | 987,000 | 1,988,000 | 2,990,000 | 4,006,000 |
| Provision for loan losses | 9,000 | 109,000 | 132,000 | 167,000 |
| Pretax income | 963,000 | 1,944,000 | 2,933,000 | 3,931,000 |
| Income tax | 174,000 | 101,000 | 322,000 | 552,000 |
| Net income | 789,000 | 1,843,000 | 2,611,000 | 3,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,119,000 | 45,173,000 | 45,941,000 | 45,941,000 |