Call reports 2023
JACKSON COUNTY BANK — 2023
What JACKSON COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 167,816,000 | 160,619,000 | 162,251,000 | 164,161,000 |
| Total loans | 74,735,000 | 74,998,000 | 75,566,000 | 75,522,000 |
| Allowance for loan losses | 1,730,000 | 1,760,000 | 1,770,000 | 1,885,000 |
| Securities available for sale | 67,958,000 | 63,696,000 | 60,075,000 | 61,238,000 |
| Securities held to maturity | 6,489,000 | 5,743,000 | 5,049,000 | 5,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,390,000 | 105,512,000 | 105,580,000 | 108,814,000 |
| Interest-bearing deposits | 74,124,000 | 67,291,000 | 66,561,000 | 71,046,000 |
| Noninterest-bearing deposits | 40,266,000 | 38,221,000 | 39,019,000 | 37,768,000 |
| Equity capital | 40,453,000 | 40,852,000 | 41,112,000 | 42,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,700,000 | 3,495,000 | 5,321,000 | 7,247,000 |
| Interest expense | 108,000 | 247,000 | 418,000 | 601,000 |
| Net interest income | 1,592,000 | 3,248,000 | 4,903,000 | 6,646,000 |
| Noninterest income | 181,000 | 403,000 | 612,000 | 825,000 |
| Noninterest expense | 921,000 | 1,872,000 | 2,833,000 | 3,823,000 |
| Provision for loan losses | 20,000 | 50,000 | 64,000 | 201,000 |
| Pretax income | 832,000 | 1,729,000 | 2,618,000 | 3,447,000 |
| Income tax | 146,000 | 322,000 | 517,000 | 699,000 |
| Net income | 686,000 | 1,407,000 | 2,101,000 | 2,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,013,000 | 42,733,000 | 43,428,000 | 43,330,000 |