Call reports 2022
JACKSON COUNTY BANK — 2022
What JACKSON COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 175,297,000 | 168,795,000 | 175,278,000 | 164,445,000 |
| Total loans | 70,415,000 | 70,978,000 | 73,397,000 | 73,493,000 |
| Allowance for loan losses | 1,630,000 | 1,630,000 | 1,680,000 | 1,700,000 |
| Securities available for sale | 46,579,000 | 50,888,000 | 66,810,000 | 65,940,000 |
| Securities held to maturity | 7,827,000 | 6,405,000 | 6,979,000 | 6,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,290,000 | 120,427,000 | 128,046,000 | 115,041,000 |
| Interest-bearing deposits | 83,105,000 | 79,176,000 | 84,883,000 | 74,386,000 |
| Noninterest-bearing deposits | 42,185,000 | 41,251,000 | 43,163,000 | 40,655,000 |
| Equity capital | 39,404,000 | 39,445,000 | 38,873,000 | 39,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,699,000 | 4,314,000 | 5,995,000 |
| Interest expense | 97,000 | 191,000 | 294,000 | 387,000 |
| Net interest income | 1,208,000 | 2,508,000 | 4,020,000 | 5,608,000 |
| Noninterest income | 181,000 | 379,000 | 728,000 | 932,000 |
| Noninterest expense | 902,000 | 1,797,000 | 2,702,000 | 3,611,000 |
| Provision for loan losses | 18,000 | 37,000 | 114,000 | 145,000 |
| Pretax income | 469,000 | 1,053,000 | 1,932,000 | 2,784,000 |
| Income tax | 80,000 | 213,000 | 417,000 | 609,000 |
| Net income | 389,000 | 840,000 | 1,515,000 | 2,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,266,000 | 40,716,000 | 41,391,000 | 41,327,000 |