Call reports 2021
JACKSON COUNTY BANK — 2021
What JACKSON COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 166,665,000 | 166,017,000 | 165,545,000 | 177,405,000 |
| Total loans | 68,276,000 | 69,271,000 | 68,671,000 | 69,899,000 |
| Allowance for loan losses | 1,590,000 | 1,590,000 | 1,630,000 | 1,630,000 |
| Securities available for sale | 43,637,000 | 41,314,000 | 38,461,000 | 39,318,000 |
| Securities held to maturity | 9,167,000 | 8,861,000 | 8,559,000 | 8,142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,561,000 | 115,420,000 | 117,325,000 | 126,595,000 |
| Interest-bearing deposits | 71,187,000 | 72,854,000 | 75,487,000 | 84,793,000 |
| Noninterest-bearing deposits | 42,374,000 | 42,566,000 | 41,838,000 | 41,802,000 |
| Equity capital | 39,844,000 | 40,260,000 | 40,525,000 | 39,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,558,000 | 3,074,000 | 4,392,000 | 5,701,000 |
| Interest expense | 103,000 | 203,000 | 303,000 | 403,000 |
| Net interest income | 1,455,000 | 2,871,000 | 4,089,000 | 5,298,000 |
| Noninterest income | 327,000 | 518,000 | 710,000 | 900,000 |
| Noninterest expense | 869,000 | 1,737,000 | 2,609,000 | 3,506,000 |
| Provision for loan losses | 26,000 | 18,000 | 68,000 | 94,000 |
| Pretax income | 887,000 | 1,634,000 | 2,122,000 | 2,499,000 |
| Income tax | 158,000 | 343,000 | 461,000 | 525,000 |
| Net income | 729,000 | 1,291,000 | 1,661,000 | 1,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,348,000 | 39,910,000 | 40,280,000 | 39,877,000 |