Call reports 2020
JACKSON COUNTY BANK — 2020
What JACKSON COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 142,773,000 | 153,303,000 | 155,511,000 | 157,928,000 |
| Total loans | 69,308,000 | 69,413,000 | 69,860,000 | 68,752,000 |
| Allowance for loan losses | 1,560,000 | 1,560,000 | 1,565,000 | 1,575,000 |
| Securities available for sale | 42,479,000 | 41,016,000 | 37,813,000 | 36,050,000 |
| Securities held to maturity | 9,142,000 | 9,101,000 | 9,282,000 | 9,589,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,033,000 | 100,319,000 | 105,627,000 | 110,116,000 |
| Interest-bearing deposits | 63,479,000 | 66,230,000 | 68,892,000 | 70,789,000 |
| Noninterest-bearing deposits | 28,554,000 | 34,089,000 | 36,735,000 | 39,327,000 |
| Equity capital | 38,885,000 | 39,397,000 | 39,757,000 | 39,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,495,000 | 2,961,000 | 4,412,000 | 5,830,000 |
| Interest expense | 133,000 | 266,000 | 389,000 | 503,000 |
| Net interest income | 1,362,000 | 2,695,000 | 4,023,000 | 5,327,000 |
| Noninterest income | 201,000 | 375,000 | 562,000 | 748,000 |
| Noninterest expense | 948,000 | 1,870,000 | 2,793,000 | 3,759,000 |
| Provision for loan losses | 24,000 | 70,000 | 82,000 | 123,000 |
| Pretax income | 591,000 | 1,130,000 | 1,710,000 | 2,193,000 |
| Income tax | 118,000 | 224,000 | 338,000 | 429,000 |
| Net income | 473,000 | 906,000 | 1,372,000 | 1,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,023,000 | 38,456,000 | 38,921,000 | 38,619,000 |