Call reports 2019
JACKSON COUNTY BANK — 2019
What JACKSON COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 136,311,000 | 136,003,000 | 133,699,000 | 137,071,000 |
| Total loans | 68,055,000 | 68,115,000 | 68,557,000 | 69,296,000 |
| Allowance for loan losses | 1,500,000 | 1,510,000 | 1,515,000 | 1,560,000 |
| Securities available for sale | 38,397,000 | 41,784,000 | 43,391,000 | 43,801,000 |
| Securities held to maturity | 11,496,000 | 9,763,000 | 9,073,000 | 9,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,734,000 | 93,755,000 | 90,794,000 | 94,324,000 |
| Interest-bearing deposits | 64,127,000 | 60,922,000 | 61,423,000 | 62,976,000 |
| Noninterest-bearing deposits | 30,607,000 | 32,833,000 | 29,371,000 | 31,348,000 |
| Equity capital | 36,871,000 | 37,594,000 | 38,162,000 | 37,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,487,000 | 2,996,000 | 4,519,000 | 6,053,000 |
| Interest expense | 126,000 | 257,000 | 386,000 | 519,000 |
| Net interest income | 1,361,000 | 2,739,000 | 4,133,000 | 5,534,000 |
| Noninterest income | 201,000 | 416,000 | 632,000 | 840,000 |
| Noninterest expense | 904,000 | 1,819,000 | 2,757,000 | 3,678,000 |
| Provision for loan losses | 49,000 | 97,000 | 151,000 | 253,000 |
| Pretax income | 609,000 | 1,239,000 | 1,861,000 | 2,447,000 |
| Income tax | 118,000 | 241,000 | 364,000 | 479,000 |
| Net income | 491,000 | 998,000 | 1,497,000 | 1,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,757,000 | 37,264,000 | 37,763,000 | 37,550,000 |
| Total capital | 37,703,000 | 38,201,000 | 38,705,000 | 38,493,000 |
| Risk-weighted assets | 75,185,000 | 74,434,000 | 74,819,000 | 74,900,000 |