Call reports 2018
JACKSON COUNTY BANK — 2018
What JACKSON COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 132,139,000 | 133,078,000 | 131,527,000 | 135,414,000 |
| Total loans | 65,518,000 | 66,275,000 | 66,711,000 | 67,646,000 |
| Allowance for loan losses | 1,480,000 | 1,450,000 | 1,450,000 | 1,480,000 |
| Securities available for sale | 28,826,000 | 32,699,000 | 36,084,000 | 39,197,000 |
| Securities held to maturity | 15,908,000 | 13,086,000 | 12,641,000 | 12,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,648,000 | 93,153,000 | 90,999,000 | 94,636,000 |
| Interest-bearing deposits | 64,567,000 | 63,470,000 | 63,065,000 | 65,369,000 |
| Noninterest-bearing deposits | 28,081,000 | 29,683,000 | 27,934,000 | 29,267,000 |
| Equity capital | 35,290,000 | 35,732,000 | 36,155,000 | 36,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,326,000 | 2,723,000 | 4,146,000 | 5,640,000 |
| Interest expense | 82,000 | 171,000 | 269,000 | 378,000 |
| Net interest income | 1,244,000 | 2,552,000 | 3,877,000 | 5,262,000 |
| Noninterest income | 193,000 | 403,000 | 609,000 | 818,000 |
| Noninterest expense | 877,000 | 1,796,000 | 2,713,000 | 3,596,000 |
| Provision for loan losses | 0 | 30,000 | 53,000 | 88,000 |
| Pretax income | 560,000 | 1,129,000 | 1,720,000 | 2,396,000 |
| Income tax | 104,000 | 212,000 | 325,000 | 455,000 |
| Net income | 456,000 | 917,000 | 1,395,000 | 1,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,441,000 | 35,903,000 | 36,380,000 | 36,266,000 |
| Total capital | 36,353,000 | 36,830,000 | 37,309,000 | 37,217,000 |
| Risk-weighted assets | 72,457,000 | 73,659,000 | 73,813,000 | 75,574,000 |