Call reports 2017
JACKSON COUNTY BANK — 2017
What JACKSON COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 130,236,000 | 124,080,000 | 124,870,000 | 125,540,000 |
| Total loans | 65,978,000 | 65,814,000 | 66,202,000 | 65,885,000 |
| Allowance for loan losses | 1,460,000 | 1,450,000 | 1,440,000 | 1,480,000 |
| Securities available for sale | 21,277,000 | 21,191,000 | 21,615,000 | 22,493,000 |
| Securities held to maturity | 25,698,000 | 23,441,000 | 21,501,000 | 19,517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,320,000 | 85,060,000 | 85,468,000 | 86,516,000 |
| Interest-bearing deposits | 66,425,000 | 61,757,000 | 60,712,000 | 62,129,000 |
| Noninterest-bearing deposits | 24,895,000 | 23,303,000 | 24,756,000 | 24,387,000 |
| Equity capital | 34,651,000 | 35,010,000 | 35,366,000 | 34,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 2,566,000 | 3,840,000 | 5,154,000 |
| Interest expense | 86,000 | 171,000 | 259,000 | 345,000 |
| Net interest income | 1,196,000 | 2,395,000 | 3,581,000 | 4,809,000 |
| Noninterest income | 192,000 | 401,000 | 603,000 | 802,000 |
| Noninterest expense | 875,000 | 1,747,000 | 2,599,000 | 3,446,000 |
| Provision for loan losses | 21,000 | 37,000 | 71,000 | 146,000 |
| Pretax income | 492,000 | 1,012,000 | 1,515,000 | 2,018,000 |
| Income tax | 151,000 | 306,000 | 456,000 | 732,000 |
| Net income | 341,000 | 706,000 | 1,059,000 | 1,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,682,000 | 35,047,000 | 35,400,000 | 34,985,000 |
| Total capital | 35,544,000 | 35,958,000 | 36,318,000 | 35,905,000 |
| Risk-weighted assets | 68,391,000 | 72,419,000 | 72,919,000 | 73,105,000 |