Call reports 2016
JACKSON COUNTY BANK — 2016
What JACKSON COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 132,394,000 | 128,519,000 | 128,993,000 | 127,157,000 |
| Total loans | 65,634,000 | 66,717,000 | 67,958,000 | 67,452,000 |
| Allowance for loan losses | 1,560,000 | 1,525,000 | 1,500,000 | 1,480,000 |
| Securities available for sale | 20,701,000 | 22,734,000 | 22,592,000 | 20,851,000 |
| Securities held to maturity | 28,117,000 | 27,156,000 | 26,577,000 | 26,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,764,000 | 89,729,000 | 89,961,000 | 88,519,000 |
| Interest-bearing deposits | 71,048,000 | 65,681,000 | 65,972,000 | 65,555,000 |
| Noninterest-bearing deposits | 22,716,000 | 24,048,000 | 23,989,000 | 22,964,000 |
| Equity capital | 33,881,000 | 34,318,000 | 34,655,000 | 34,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,278,000 | 2,577,000 | 3,871,000 | 5,179,000 |
| Interest expense | 91,000 | 180,000 | 271,000 | 361,000 |
| Net interest income | 1,187,000 | 2,397,000 | 3,600,000 | 4,818,000 |
| Noninterest income | 226,000 | 437,000 | 639,000 | 836,000 |
| Noninterest expense | 887,000 | 1,777,000 | 2,656,000 | 3,521,000 |
| Provision for loan losses | 36,000 | 77,000 | 109,000 | 133,000 |
| Pretax income | 490,000 | 979,000 | 1,473,000 | 1,998,000 |
| Income tax | 107,000 | 224,000 | 352,000 | 504,000 |
| Net income | 383,000 | 755,000 | 1,121,000 | 1,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,864,000 | 34,235,000 | 34,602,000 | 34,341,000 |
| Total capital | 34,793,000 | 35,181,000 | 35,494,000 | 35,220,000 |
| Risk-weighted assets | 73,704,000 | 75,132,000 | 70,787,000 | 69,725,000 |