Call reports 2014
JACKSON COUNTY BANK — 2014
What JACKSON COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 133,256,000 | 132,078,000 | 129,952,000 | 127,416,000 |
| Total loans | 65,811,000 | 66,060,000 | 65,501,000 | 64,672,000 |
| Allowance for loan losses | 1,590,000 | 1,560,000 | 1,570,000 | 1,600,000 |
| Securities available for sale | 27,009,000 | 27,826,000 | 25,257,000 | 24,396,000 |
| Securities held to maturity | 24,052,000 | 25,662,000 | 26,635,000 | 25,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,698,000 | 94,951,000 | 92,256,000 | 89,959,000 |
| Interest-bearing deposits | 77,167,000 | 75,705,000 | 71,779,000 | 70,014,000 |
| Noninterest-bearing deposits | 19,531,000 | 19,246,000 | 20,477,000 | 19,945,000 |
| Equity capital | 31,534,000 | 32,093,000 | 32,494,000 | 32,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,352,000 | 2,691,000 | 4,029,000 | 5,352,000 |
| Interest expense | 176,000 | 351,000 | 481,000 | 596,000 |
| Net interest income | 1,176,000 | 2,340,000 | 3,548,000 | 4,756,000 |
| Noninterest income | 214,000 | 427,000 | 656,000 | 874,000 |
| Noninterest expense | 864,000 | 1,693,000 | 2,523,000 | 3,340,000 |
| Provision for loan losses | 50,000 | 124,000 | 212,000 | 306,000 |
| Pretax income | 476,000 | 949,000 | 1,468,000 | 1,987,000 |
| Income tax | 134,000 | 263,000 | 409,000 | 472,000 |
| Net income | 342,000 | 686,000 | 1,059,000 | 1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,051,000 | 32,395,000 | 32,767,000 | 32,610,000 |
| Total capital | 32,951,000 | 33,298,000 | 33,654,000 | 33,473,000 |
| Risk-weighted assets | 71,274,000 | 71,572,000 | 70,267,000 | 68,310,000 |