Call reports 2013
JACKSON COUNTY BANK — 2013
What JACKSON COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 137,391,000 | 134,299,000 | 130,299,000 | 129,395,000 |
| Total loans | 64,104,000 | 66,838,000 | 67,280,000 | 66,507,000 |
| Allowance for loan losses | 1,660,000 | 1,680,000 | 1,590,000 | 1,600,000 |
| Securities available for sale | 32,143,000 | 31,859,000 | 28,231,000 | 25,192,000 |
| Securities held to maturity | 29,072,000 | 25,876,000 | 25,314,000 | 24,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,462,000 | 98,546,000 | 93,995,000 | 93,541,000 |
| Interest-bearing deposits | 80,466,000 | 77,732,000 | 75,722,000 | 75,896,000 |
| Noninterest-bearing deposits | 20,996,000 | 20,814,000 | 18,273,000 | 17,645,000 |
| Equity capital | 31,107,000 | 30,971,000 | 31,312,000 | 30,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,393,000 | 2,797,000 | 4,212,000 | 5,615,000 |
| Interest expense | 201,000 | 395,000 | 583,000 | 765,000 |
| Net interest income | 1,192,000 | 2,402,000 | 3,629,000 | 4,850,000 |
| Noninterest income | 215,000 | 431,000 | 660,000 | 890,000 |
| Noninterest expense | 816,000 | 1,636,000 | 2,484,000 | 3,328,000 |
| Provision for loan losses | 139,000 | 226,000 | 313,000 | 387,000 |
| Pretax income | 452,000 | 971,000 | 1,491,000 | 2,024,000 |
| Income tax | 21,000 | 135,000 | 269,000 | 407,000 |
| Net income | 431,000 | 836,000 | 1,222,000 | 1,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,127,000 | 31,532,000 | 31,918,000 | 31,708,000 |
| Total capital | 32,043,000 | 32,467,000 | 32,843,000 | 32,617,000 |
| Risk-weighted assets | 72,535,000 | 74,075,000 | 73,349,000 | 72,052,000 |