Call reports 2012
JACKSON COUNTY BANK — 2012
What JACKSON COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 150,613,000 | 141,965,000 | 142,391,000 | 136,624,000 |
| Total loans | 65,171,000 | 64,573,000 | 65,783,000 | 64,939,000 |
| Allowance for loan losses | 1,580,000 | 1,560,000 | 1,565,000 | 1,600,000 |
| Securities available for sale | 23,514,000 | 24,078,000 | 29,502,000 | 30,715,000 |
| Securities held to maturity | 48,271,000 | 39,018,000 | 33,544,000 | 30,305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,777,000 | 108,756,000 | 108,690,000 | 103,299,000 |
| Interest-bearing deposits | 91,543,000 | 87,123,000 | 86,780,000 | 81,411,000 |
| Noninterest-bearing deposits | 26,234,000 | 21,633,000 | 21,910,000 | 21,888,000 |
| Equity capital | 30,137,000 | 30,545,000 | 30,936,000 | 30,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,521,000 | 3,012,000 | 4,476,000 | 5,909,000 |
| Interest expense | 275,000 | 530,000 | 756,000 | 973,000 |
| Net interest income | 1,246,000 | 2,482,000 | 3,720,000 | 4,936,000 |
| Noninterest income | 210,000 | 434,000 | 656,000 | 889,000 |
| Noninterest expense | 791,000 | 1,596,000 | 2,397,000 | 3,221,000 |
| Provision for loan losses | 64,000 | 171,000 | 272,000 | 376,000 |
| Pretax income | 601,000 | 1,149,000 | 1,707,000 | 2,228,000 |
| Income tax | 163,000 | 308,000 | 458,000 | 595,000 |
| Net income | 438,000 | 841,000 | 1,249,000 | 1,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,097,000 | 30,500,000 | 30,908,000 | 30,696,000 |
| Total capital | 31,037,000 | 31,415,000 | 31,841,000 | 31,620,000 |
| Risk-weighted assets | 74,544,000 | 72,529,000 | 73,984,000 | 73,223,000 |