Call reports 2011
JACKSON COUNTY BANK — 2011
What JACKSON COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 137,377,000 | 136,798,000 | 148,133,000 | 147,168,000 |
| Total loans | 66,530,000 | 66,204,000 | 66,494,000 | 65,958,000 |
| Allowance for loan losses | 1,680,000 | 1,675,000 | 1,730,000 | 1,750,000 |
| Securities available for sale | 20,417,000 | 20,387,000 | 25,239,000 | 23,675,000 |
| Securities held to maturity | 39,323,000 | 38,549,000 | 46,001,000 | 48,688,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,662,000 | 104,526,000 | 115,394,000 | 114,764,000 |
| Interest-bearing deposits | 89,601,000 | 84,299,000 | 94,664,000 | 91,978,000 |
| Noninterest-bearing deposits | 18,061,000 | 20,227,000 | 20,730,000 | 22,786,000 |
| Equity capital | 29,104,000 | 29,547,000 | 29,948,000 | 29,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,579,000 | 3,149,000 | 4,724,000 | 6,263,000 |
| Interest expense | 332,000 | 642,000 | 959,000 | 1,262,000 |
| Net interest income | 1,247,000 | 2,507,000 | 3,765,000 | 5,001,000 |
| Noninterest income | 187,000 | 382,000 | 591,000 | 807,000 |
| Noninterest expense | 781,000 | 1,602,000 | 2,415,000 | 3,168,000 |
| Provision for loan losses | 50,000 | 138,000 | 227,000 | 397,000 |
| Pretax income | 603,000 | 1,149,000 | 1,714,000 | 2,243,000 |
| Income tax | 130,000 | 255,000 | 393,000 | 528,000 |
| Net income | 473,000 | 894,000 | 1,321,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,999,000 | 29,420,000 | 29,847,000 | 29,659,000 |
| Total capital | 29,911,000 | 30,330,000 | 30,783,000 | 30,608,000 |
| Risk-weighted assets | 72,156,000 | 72,030,000 | 74,079,000 | 75,106,000 |